CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Baylor Scott & White Medical Center - Temple

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $20,747
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.62x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Baylor Scott & White Medical Center - Temple is $20,747. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.62x the Medicare baseline. Located in 2401 S 31St St, Temple, TX.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$20,747

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Insurance Median: $20,747 (162%)

Ins. Median: $20,747 (162% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bluebell Creameries	$9,951	78%
University Of Mary Hardin-Baylor	$15,568	122%
Baylor Scott & White Health Plan	$16,049 - $30,409	125%
Humana	$16,894 - $30,805	132%
Superior Health Plan	$16,894	132%
Triwest	$16,894	132%
Corvel	$17,698	138%
Prime Health Services	$17,698	138%
American Health Plan	$17,739	139%
Blue Cross Blue Shield	$17,739 - $24,667	139%
Procare Advantage	$17,739	139%
UnitedHealthcare	$19,428 - $33,738	152%
Careworks Fka Rockport	$20,982	164%
Injury Management Organization	$20,982	164%
Sedgwick	$20,982	164%
Cigna	$22,427 - $26,385	175%
Healthsmart	$24,262 - $32,902	189%
Employers Health Network	$24,951	195%
Private Health Care System	$26,466	207%
Aetna	$33,685	263%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Temple is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.