CMS Price Transparency Data

C-section delivery (full package)

Facility: North Texas Medical Center

Billing Code: 59510 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59510
Insurance Median: $6,889
Cash Discount Price: $2,752
vs. Medicare Baseline: 2.79x Medicare

The contracted insurance negotiated median rate for a C-section delivery (full package) at North Texas Medical Center is $6,889. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,752. Compared to the federal Medicare reimbursement reference rate of $2,473.27, this hospital’s rate is 2.79x the Medicare baseline. Located in 1900 Hospital Blvd, Gainesville, TX.

Cash / Self-Pay

$2,752

Average discount available for prompt cash payment at this facility.

Insurance Median

$6,889

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,473.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,473.27 (100%)

Cash / Self-Pay: $2,752 (111%)

Insurance Median: $6,889 (279%)

Cash: $2,752 (111% of Medicare)

Ins. Median: $6,889 (279% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 279% of the Medicare baseline (a markup of 179%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$2,415 - $7,180	98%
Cigna	$3,062 - $5,744	124%
First Health	$4,592 - $8,615	186%
Healthcare Highways	$4,592 - $8,615	186%
Aetna	$4,745 - $8,903	192%
Multiplan	$5,358 - $10,051	217%
Provider Select	$6,506 - $12,205	263%
Prime Health	$6,889 - $12,923	279%
UnitedHealthcare	$7,042 - $13,210	285%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,752.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59510.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Texas Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59510.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.