CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Guadalupe Regional Medical Center

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $96
Cash Discount Price: $107
vs. Medicare Baseline: 2.96x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Guadalupe Regional Medical Center is $96. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $107. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 2.96x the Medicare baseline. Located in 1215 E Court St, Seguin, TX.

Cash / Self-Pay

$107

Average discount available for prompt cash payment at this facility.

Insurance Median

$96

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $107 (330%)

Insurance Median: $96 (296%)

Cash: $107 (330% of Medicare)

Ins. Median: $96 (296% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 296% of the Medicare baseline (a markup of 196%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$31 - $189	96%
Christus Exchange Health Plan	$31 - $45	96%
Mcr Clover Health	$31 - $45	96%
Mcr Texas Independence Health	$31 - $45	96%
Mcr Wellcare	$31 - $45	96%
Oscar Health Plan	$31 - $45	96%
Va Triwest Health Alliance	$31 - $45	96%
Superior Hlth Plan Mmcd	$96 - $100	296%
Blue Cross Blue Shield	$122 - $136	377%
Healthcare Highways	$160 - $166	494%
UnitedHealthcare	$160 - $166	494%
Humana	$181 - $189	559%
Cigna	$192 - $200	593%
Texas Mutual Insurance Co	$192 - $200	593%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $107.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Guadalupe Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.