CMS Price Transparency Data

Inguinal hernia repair

Facility: Texas Health Harris Methodist Hospital Cleburne

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $3,517
Cash Discount Price: $2,864
vs. Medicare Baseline: 0.96x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Texas Health Harris Methodist Hospital Cleburne is $3,517. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,864. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.96x the Medicare baseline. Located in 201 Walls Drive, Cleburne, TX.

Cash / Self-Pay

$2,864

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,517

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $2,864 (78%)

Insurance Median: $3,517 (96%)

Cash: $2,864 (78% of Medicare)

Ins. Median: $3,517 (96% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$1,152 - $3,534	31%
Blue Cross Blue Shield	$1,152 - $25,982	31%
Cook Childrens	$1,152	31%
UnitedHealthcare	$1,152 - $12,345	31%
Superior Wellcare	$1,209 - $3,702	33%
Molina	$1,244 - $3,534	34%
Aetna	$1,267 - $3,346	35%
City Of Fort Worth	$2,243	61%
Fort Worth Firefighters	$2,494 - $7,612	68%
Cigna	$2,639 - $4,492	72%
American Health	$3,366	92%
Quick Trip	$3,389	93%
Healthspring	$3,433	94%
Humana	$3,500	96%
Phcs	$3,990	109%
Healthsmart	$4,153 - $4,582	114%
Multiplan	$4,153	114%
Galaxy	$4,200	115%
Usa	$4,200	115%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,864.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Texas Health Harris Methodist Hospital Cleburne is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.