CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Texoma Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $5,223
Cash Discount Price: $10,576
vs. Medicare Baseline: 5.95x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Texoma Medical Center is $5,223. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $10,576. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 5.95x the Medicare baseline. Located in 5016 S Us Highway 75, Denison, TX.

Cash / Self-Pay

$10,576

Average discount available for prompt cash payment at this facility.

Insurance Median

$5,223

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $10,576 (1205%)

Insurance Median: $5,223 (595%)

Cash: $10,576 (1205% of Medicare)

Ins. Median: $5,223 (595% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 595% of the Medicare baseline (a markup of 495%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina	$482	55%
Tchp	$506	58%
Amerigroup	$776	88%
United_Healthcare	$776	88%
Superior	$1,042	119%
Aetna	$3,684 - $4,213	420%
Cigna	$4,855 - $5,973	553%
Humana	$7,671 - $8,772	874%
Multiplan	$9,341 - $10,683	1065%
Healthsmart	$9,868 - $11,284	1125%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $10,576.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Texoma Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.