CMS Price Transparency Data

CT scan, sinuses

Facility: Texas Health Harris Methodist Hospital Stephenvill

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $1,222
Cash Discount Price: $1,667
vs. Medicare Baseline: 11.44x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Texas Health Harris Methodist Hospital Stephenvill is $1,222. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,667. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 11.44x the Medicare baseline. Located in 411 N Belknap St, Stephenville, TX.

Cash / Self-Pay

$1,667

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,222

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,667 (1561%)

Insurance Median: $1,222 (1144%)

Cash: $1,667 (1561% of Medicare)

Ins. Median: $1,222 (1144% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1144% of the Medicare baseline (a markup of 1044%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
American Health	$105	98%
Blue Cross Blue Shield	$105 - $795	98%
Healthspring	$107	100%
Humana	$109	102%
Amerigroup	$110 - $132	103%
Molina	$110 - $143	103%
Superior Wellcare	$110 - $139	103%
UnitedHealthcare	$117 - $1,458	110%
Aetna	$916 - $1,948	858%
Fort Worth Firefighters	$963 - $1,696	902%
City Of Fort Worth	$1,306	1223%
Cigna	$1,792 - $2,614	1678%
Quick Trip	$1,973	1847%
Phcs	$2,323	2175%
Healthsmart	$2,417 - $2,667	2263%
Multiplan	$2,417	2263%
Galaxy	$2,445	2289%
Usa	$2,445	2289%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,667.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Texas Health Harris Methodist Hospital Stephenvill is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.