CMS Price Transparency Data

Hepatitis C antibody test

Facility: Texas Health Harris Methodist Hospital Stephenvill

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $103
Cash Discount Price: $140
vs. Medicare Baseline: 7.22x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Texas Health Harris Methodist Hospital Stephenvill is $103. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $140. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 7.22x the Medicare baseline. Located in 411 N Belknap St, Stephenville, TX.

Cash / Self-Pay

$140

Average discount available for prompt cash payment at this facility.

Insurance Median

$103

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $140 (981%)

Insurance Median: $103 (722%)

Cash: $140 (981% of Medicare)

Ins. Median: $103 (722% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 722% of the Medicare baseline (a markup of 622%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
American Health	$14	98%
Blue Cross Blue Shield	$14 - $84	98%
UnitedHealthcare	$14 - $20	98%
Amerigroup	$15 - $20	105%
Healthspring	$15	105%
Humana	$15	105%
Molina	$15 - $21	105%
Superior Wellcare	$15 - $21	105%
Fort Worth Firefighters	$28 - $196	196%
Aetna	$48 - $225	336%
Cigna	$59 - $302	413%
City Of Fort Worth	$68 - $151	477%
Quick Trip	$103 - $228	722%
Phcs	$121 - $268	848%
Healthsmart	$126 - $308	883%
Multiplan	$126 - $279	883%
Galaxy	$128 - $282	897%
Usa	$128 - $282	897%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $140.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Texas Health Harris Methodist Hospital Stephenvill is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.