CMS Price Transparency Data

Breast lump removal

Facility: Medical Center of McKinney

Billing Code: 19120 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,050

about 1.0× the $4,000 Medicare rate · typically $2,365–$4,548

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,682

About the fair price

about $368 under the fair price · 0.9× Medicare

Medicare pays $4,000 Fair price $4,050 This hospital $3,682

How we calculate the fair BaseRate →

How this hospital compares to other TX hospitals

Highest price of the 9 TX hospitals we have prices for — worth calling around.

Cheapest $458 Priciest $3,682

Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.

A fair price for a Breast lump removal is about $4,050 (about 1.0× the $4,000 Medicare rate). Medical Center of McKinney charges insurers about $3,682 — about the fair price. Located in McKinney, TX.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$964 - $7,828	24%
Blue Cross Blue Shieldmajor	$4,029 - $8,937	101%
Aetnamajor	$1,156 - $4,332	29%
Cignamajor	$1,012 - $10,853	25%
Humanamajor	$1,205 - $9,302	30%
Amerigroup	$1,012	25%
Fidelis Care	$1,995	50%
Healthcare Highways	$3,796	95%
Molina	$1,060 - $1,079	26%
Oscar Health	$5,381	135%
WellMed	$3,953	99%
+ 3 smaller / regional plans	$964 - $4,807

Government programs also on file: Medicaid.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 19120.

Insurance Before you use insurance

Call your insurance company to confirm Medical Center of McKinney is in-network.
Ask your insurer whether prior approval is required for CPT code 19120.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Medical Center of McKinney

Compare: Breast lump removal at other TX hospitals

Insurance negotiated median for the same procedure, sorted lowest first.