CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Matagorda Regional Medical Center

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$587

about 2.4× the $244 Medicare rate · typically $303–$587

modeled estimate · not a bill or quote

What this hospital charges insurers

$590

About the fair price

about $3 over the fair price · 2.4× Medicare

Medicare pays $244 Fair price $587 This hospital $590 Cash price $964 Hospital's list price $1,927

How we calculate the fair BaseRate →

How this hospital compares to other TX hospitals

Highest price of the 9 TX hospitals we have prices for — worth calling around.

Cheapest $69 Priciest $590

Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $587 (about 2.4× the $244 Medicare rate). Matagorda Regional Medical Center charges insurers about $590, or about $964 in cash — about the fair price. Located in Bay City, TX.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$240 - $1,079	98%
Blue Cross Blue Shieldmajor	$860 - $1,210	353%
Aetnamajor	$240 - $1,208	98%
Cignamajor	$700	287%
Humanamajor	$240 - $788	98%
Molina	$1,079	443%
WellCare	$240	98%
+ 9 smaller / regional plans	$288 - $1,734

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 964), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Matagorda Regional Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Matagorda Regional Medical Center

Compare: MRI, lower back (no contrast) at other TX hospitals

Insurance negotiated median for the same procedure, sorted lowest first.