Blood test, urea nitrogen (BUN, kidney)
Facility: HCA Houston Healthcare Clear Lake
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $5
- Cash Discount Price: $928
- vs. Medicare Baseline: 1.27x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Amerigroup | $3 - $4 | 76% |
| Community Health Choice Mcd | $3 | 76% |
| Texas Childrens Health Plans | $3 - $154 | 76% |
| Texas Health Network | $3 | 76% |
| United | $3 - $418 | 76% |
| Utmb | $3 - $6 | 76% |
| Aetna | $4 - $26 | 101% |
| American Health Plan | $4 | 101% |
| Blue Cross Blue Shield | $4 - $325 | 101% |
| Chc Harris Health | $4 | 101% |
| Christus (Usfhp) | $4 | 101% |
| Cigna | $4 - $742 | 101% |
| Devoted Health | $4 | 101% |
| Humana | $4 - $53 | 101% |
| Integranet Amerigroup Ipa | $4 | 101% |
| Kelsey Seybold | $4 | 101% |
| Molina | $4 | 101% |
| Molina Healthcare | $4 - $8 | 101% |
| Oscar | $4 - $11 | 101% |
| Procare Advantage | $4 | 101% |
| Provider Partners Health Plan Of Texas | $4 | 101% |
| Renaissance Ipa Radiology | $4 | 101% |
| Shared Health | $4 | 101% |
| Superior Health Plan | $4 - $56 | 101% |
| Triwest Health Alliance | $4 | 101% |
| Triwest Healthcare Alliance | $4 | 101% |
| Van Lang Ipa | $4 | 101% |
| Wellcare | $4 | 101% |
| Wellmed | $4 | 101% |
| Kindred Hospital | $5 | 127% |
| Universal Healthcare Group | $5 | 127% |
| Verda Health Plan | $5 | 127% |
| Community Health Choice | $6 | 152% |
| Superior | $6 | 152% |
| Corvel Corporation | $8 | 203% |
| Omni Healthcare | $8 | 203% |
| Healthcare Highways | $12 | 304% |
| Texas Workforce Commission | $223 | 5646% |
| Ipa Management Services | $232 | 5873% |
| Evry Health | $253 | 6405% |
| Imagine Health | $325 | 8228% |
| Kelsey Care (Boon-Chapman) | $325 | 8228% |
| Healthsmart Preferred Care | $399 - $789 | 10101% |
| Averde Health | $418 | 10582% |
| Fidelis Securecare Of Tx | $418 | 10582% |
| Multiplan | $464 - $835 | 11747% |
| Coventry National First Health | $495 | 12532% |
| Physicians Cooperative Of Texas | $510 | 12911% |
| Rockport Workers Comp | $510 | 12911% |
| Beech Street | $557 - $742 | 14101% |
| Independent Medical System | $557 | 14101% |
| National Healthcare Solutions | $557 | 14101% |
| Southwest Medical | $557 | 14101% |
| Coastal Comp | $603 | 15266% |
| Physicians, Inc | $789 | 19975% |
| Affiliated Ppo | $835 | 21139% |