CMS Price Transparency Data

Cataract surgery with lens implant

Facility: HCA Houston Healthcare Clear Lake

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $3,345
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.42x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at HCA Houston Healthcare Clear Lake is $3,345. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 1.42x the Medicare baseline. Located in 500 W Medical Center Blvd, Webster, TX.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,345

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Insurance Median: $3,345 (142%)

Ins. Median: $3,345 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Texas Health Network	$833	35%
Utmb	$850	36%
Amerigroup	$892	38%
United	$912 - $5,000	39%
Molina Healthcare	$935	40%
Superior Health Plan	$948	40%
Community Health Choice Mcd	$952	40%
Humana	$1,062 - $4,690	45%
Aetna	$1,073 - $4,577	46%
Fidelis Securecare Of Tx	$2,115	90%
Healthcare Highways	$3,041	129%
Blue Cross Blue Shield	$3,235 - $4,185	137%
Evry Health	$4,052	172%
Cigna	$4,188 - $5,394	178%
Kelsey Care (Boon-Chapman)	$4,255	180%
Curative Administrators	$4,807	204%
Multiplan	$5,350 - $11,500	227%
Oscar	$5,571	236%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Houston Healthcare Clear Lake is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.