Sleep study (overnight, in lab)
Facility: HCA Houston Healthcare Clear Lake
Billing Code: 95810 (CPT)
- CPT Billing Code: 95810
- Insurance Median: $6,358
- Cash Discount Price: $32,041
- vs. Medicare Baseline: 7.25x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 725% of the Medicare baseline (a markup of 625%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Texas Athletic Network | $300 - $600 | 34% |
| Blue Cross Blue Shield | $1,172 - $11,464 | 134% |
| Superior Health Plan | $1,880 - $1,965 | 214% |
| Aetna | $2,165 - $3,881 | 247% |
| United | $2,366 - $14,740 | 270% |
| Community Health Choice Mcd | $4,073 - $4,258 | 464% |
| Amerigroup | $4,386 - $4,586 | 500% |
| Cigna | $4,637 - $25,062 | 529% |
| Humana | $4,695 | 535% |
| Texas Childrens Health Plans | $5,200 - $7,763 | 593% |
| Oscar | $6,109 - $6,387 | 696% |
| Ipa Management Services | $7,832 | 893% |
| Texas Workforce Commission | $7,861 | 896% |
| Healthcare Highways | $7,989 - $8,352 | 911% |
| Evry Health | $8,553 - $8,942 | 975% |
| Imagine Health | $10,965 - $11,464 | 1250% |
| Kelsey Care (Boon-Chapman) | $11,464 | 1307% |
| Christus (Usfhp) | $12,531 - $13,102 | 1428% |
| Curative Administrators | $12,531 - $13,102 | 1428% |
| Healthsmart Preferred Care | $13,471 - $27,842 | 1535% |
| Averde Health | $14,098 - $14,740 | 1607% |
| Fidelis Securecare Of Tx | $14,098 - $14,740 | 1607% |
| Multiplan | $15,664 - $29,479 | 1785% |
| Coventry National First Health | $16,698 - $17,458 | 1903% |
| Physicians Cooperative Of Texas | $17,230 - $18,015 | 1964% |
| Rockport Workers Comp | $17,230 - $18,015 | 1964% |
| Beech Street | $18,797 - $26,204 | 2142% |
| Independent Medical System | $18,797 - $19,653 | 2142% |
| National Healthcare Solutions | $18,797 - $19,653 | 2142% |
| Southwest Medical | $18,797 - $19,653 | 2142% |
| Coastal Comp | $20,363 - $21,291 | 2321% |
| Physicians, Inc | $26,629 - $27,842 | 3035% |
| Affiliated Ppo | $28,195 - $29,479 | 3214% |