X-ray, neck (cervical spine)
Facility: HCA Houston Healthcare Clear Lake
Billing Code: 72040 (CPT)
- CPT Billing Code: 72040
- Insurance Median: $284
- Cash Discount Price: $2,599
- vs. Medicare Baseline: 3.19x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 319% of the Medicare baseline (a markup of 219%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Texas Health Network | $39 | 44% |
| Amerigroup | $40 | 45% |
| Community Health Choice Mcd | $40 | 45% |
| Texas Childrens Health Plans | $40 - $431 | 45% |
| Utmb | $40 | 45% |
| United | $41 - $1,169 | 46% |
| Aetna | $43 - $307 | 48% |
| Molina Healthcare | $44 | 49% |
| Humana | $50 - $384 | 56% |
| Cigna | $105 - $2,079 | 118% |
| Blue Cross Blue Shield | $140 - $910 | 157% |
| Superior Health Plan | $156 | 175% |
| Texas Workforce Commission | $624 | 702% |
| Ipa Management Services | $650 | 731% |
| Healthcare Highways | $663 | 746% |
| Evry Health | $709 | 797% |
| Imagine Health | $910 | 1024% |
| Kelsey Care (Boon-Chapman) | $910 | 1024% |
| Christus (Usfhp) | $1,039 | 1169% |
| Curative Administrators | $1,039 | 1169% |
| Healthsmart Preferred Care | $1,117 - $2,209 | 1256% |
| Averde Health | $1,169 | 1315% |
| Fidelis Securecare Of Tx | $1,169 | 1315% |
| Multiplan | $1,299 - $2,339 | 1461% |
| Coventry National First Health | $1,385 | 1558% |
| Physicians Cooperative Of Texas | $1,429 | 1607% |
| Rockport Workers Comp | $1,429 | 1607% |
| Beech Street | $1,559 - $2,079 | 1753% |
| Independent Medical System | $1,559 | 1753% |
| National Healthcare Solutions | $1,559 | 1753% |
| Southwest Medical | $1,559 | 1753% |
| Coastal Comp | $1,689 | 1900% |
| Physicians, Inc | $2,209 | 2485% |
| Affiliated Ppo | $2,339 | 2631% |