CMS Price Transparency Data

Family therapy session

Facility: HCA Houston Healthcare Northwest

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $24
Cash Discount Price: $99
vs. Medicare Baseline: 0.13x Medicare

The contracted insurance negotiated median rate for a Family therapy session at HCA Houston Healthcare Northwest is $24. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $99. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.13x the Medicare baseline. Located in 710 Cypress Creek Parkway, Houston, TX.

Cash / Self-Pay

$99

Average discount available for prompt cash payment at this facility.

Insurance Median

$24

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $99 (55%)

Insurance Median: $24 (13%)

Cash: $99 (55% of Medicare)

Ins. Median: $24 (13% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Community Health Choice Mcd	$13	7%
Cigna	$15 - $19	8%
Blue Cross Blue Shield	$16 - $35	9%
Texas Childrens Health Plans	$16 - $24	9%
United	$17 - $45	9%
Oscar	$19	10%
Aetna	$24 - $39	13%
Healthcare Highways	$25	14%
Evry Health	$27	15%
Humana	$36	20%
Christus (Usfhp)	$40	22%
Curative Administrators	$40	22%
Coventry National First Health	$53	29%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $99.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Houston Healthcare Northwest is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.