CMS Price Transparency Data

Blood transfusion

Facility: Doctors Hospital of Laredo

Billing Code: 36430 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 36430
Insurance Median: $64
Cash Discount Price: $1,433
vs. Medicare Baseline: 0.14x Medicare

The contracted insurance negotiated median rate for a Blood transfusion at Doctors Hospital of Laredo is $64. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,433. Compared to the federal Medicare reimbursement reference rate of $450.73, this hospital’s rate is 0.14x the Medicare baseline. Located in 10700 McPherson Road, Laredo, TX.

Cash / Self-Pay

$1,433

Average discount available for prompt cash payment at this facility.

Insurance Median

$64

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$450.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $450.73 (100%)

Cash / Self-Pay: $1,433 (318%)

Insurance Median: $64 (14%)

Cash: $1,433 (318% of Medicare)

Ins. Median: $64 (14% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $450.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Driscoll	$28	6%
Superior	$28	6%
Cigna	$30 - $1,150	7%
Molina	$31	7%
Blue_Cross_Blue_Shield_Of_Tx	$49 - $76	11%
United_Healthcare	$51 - $1,275	11%
Aetna	$1,934	429%
Healthsmart	$2,328	516%
Multiplan	$2,866	636%
Geha	$3,331	739%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,433.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 36430.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Doctors Hospital of Laredo is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 36430.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.