Blood test, urea nitrogen (BUN, kidney)
Facility: Valley Regional Medical Center
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $8
- Cash Discount Price: $711
- vs. Medicare Baseline: 2.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 203% of the Medicare baseline (a markup of 103%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Driscoll Childrens Health Plan | $3 | 76% |
| Texas Health Network | $3 | 76% |
| United | $3 - $320 | 76% |
| Usa Mco | $3 | 76% |
| Aetna | $4 - $42 | 101% |
| American Health Plan | $4 | 101% |
| Blue Cross Blue Shield | $4 - $320 | 101% |
| Cigna | $4 - $14 | 101% |
| Humana | $4 - $51 | 101% |
| Independent Medical System | $4 | 101% |
| Molina | $4 | 101% |
| Molina Healthcare | $4 - $8 | 101% |
| Physicians Health Choice | $4 | 101% |
| Prominence Health | $4 | 101% |
| Provider Partners Health Plan Of Texas | $4 | 101% |
| Shared Health | $4 | 101% |
| Superior Health Plan | $4 - $50 | 101% |
| Triwest Healthcare Alliance | $4 | 101% |
| Wellmed | $4 | 101% |
| Superior | $6 | 152% |
| Corvel Corporation | $8 | 203% |
| Omni Healthcare | $8 | 203% |
| Oscar | $9 | 228% |
| Healthcare Highways | $12 | 304% |
| Texas Workforce Commission | $171 | 4329% |
| Averde Health | $235 | 5949% |
| Healthsmart Preferred Care | $306 - $605 | 7747% |
| First Health | $409 | 10354% |
| National Healthcare Solutions | $427 | 10810% |
| Southwest Medical | $427 | 10810% |
| Coastal Comp | $462 | 11696% |
| Total E&P Mexico | $462 | 11696% |
| Affiliated Healthcare | $484 | 12253% |
| Mcm Maxcare | $569 | 14405% |
| Pronet Ppo | $569 | 14405% |
| Usa Managed Care | $569 | 14405% |
| Beech Street | $640 | 16203% |