CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: Rio Grande Regional Hospital

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $30,371
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.29x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Rio Grande Regional Hospital is $30,371. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.29x the Medicare baseline. Located in 101 E Ridge Rd, McAllen, TX.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$30,371

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Insurance Median: $30,371 (129%)

Ins. Median: $30,371 (129% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2,958 - $29,977	13%
United	$3,025 - $44,737	13%
Allegian Health	$27,135 - $33,919	115%
Humana	$29,005 - $48,992	123%
Cigna	$30,068 - $59,976	128%
Blue Cross Blue Shield	$30,371	129%
Texas Healthcare Foundation	$30,371	129%
Triwest Healthcare Alliance	$30,371	129%
Wellmed	$30,493	130%
Provider Partners Health Plan Of Texas	$30,979	132%
American Health Plan	$31,890	136%
Physicians Health Choice	$31,890	136%
Prominence Health	$31,890	136%
Superior Health Plan	$31,890	136%
Texas Independent Health Plan	$31,890	136%
Shared Health	$32,497	138%
Universal Health Care	$32,801	140%
Molina	$33,105	141%
Corvel Corporation	$42,997	183%
Focus Healthcare	$43,431	185%
Curative Administrators	$44,088	188%
Independent Medical System	$45,016	192%
Omni Healthcare	$45,603	194%
Superior	$47,076	200%
Molina Healthcare	$51,192	218%
Oscar	$78,750	335%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rio Grande Regional Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.