CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Kell West Regional Hospital

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $379
Cash Discount Price: $2,024
vs. Medicare Baseline: 1.55x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at Kell West Regional Hospital is $379. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,024. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.55x the Medicare baseline. Located in 5420 Kell West Boulevard, Wichita Falls, TX.

Cash / Self-Pay

$2,024

Average discount available for prompt cash payment at this facility.

Insurance Median

$379

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $2,024 (830%)

Insurance Median: $379 (155%)

Cash: $2,024 (830% of Medicare)

Ins. Median: $379 (155% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$159 - $227	65%
Blue Cross Blue Shield	$222 - $398	91%
Medicare (plans)	$222	91%
Humana	$227 - $1,676	93%
Medadv_Uhc	$227	93%
Tricare	$243	100%
Blue_Advantage_Bav	$338	139%
Blue_Essentials	$359	147%
Cigna	$400 - $800	164%
UnitedHealthcare	$883	362%
Healthsmart_Ppo	$1,805	740%
Phcs	$1,934	793%
Self_Pay	$2,062	846%
Multiplan	$2,191	899%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,024.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kell West Regional Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.