CMS Price Transparency Data
MRI, lower back (no contrast)
Facility: Quail Creek Surgical Hospital
Billing Code: 72148 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 72148
- Insurance Median: $4,871
- Cash Discount Price: $3,480
- vs. Medicare Baseline: 19.98x Medicare
The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Quail Creek Surgical Hospital is $4,871. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,480. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 19.98x the Medicare baseline. Located in 6819 Plum Creek, Amarillo, TX.
Cash / Self-Pay
$3,480
Average discount available for prompt cash payment at this facility.
Insurance Median
$4,871
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$243.77
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $3,480 (1428%)
Insurance Median: $4,871 (1998%)
Cash: $3,480 (1428% of Medicare)
Ins. Median: $4,871 (1998% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1998% of the Medicare baseline (a markup of 1898%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| First Care Commercial [1371] | $2,157 | 885% |
| Healthscope Benefits [2290] | $2,319 - $2,714 | 951% |
| UnitedHealthcare | $2,319 - $5,059 | 951% |
| Insurance Management Services (Ims) [1540] | $2,436 | 999% |
| Aetna | $2,714 | 1113% |
| Amerigroup Commercial [5055] | $2,714 | 1113% |
| Black Lung [6055] | $2,714 | 1113% |
| Caprock Health Plans [1200] | $2,714 | 1113% |
| Cigna | $2,714 - $5,052 | 1113% |
| Curative [7085] | $2,714 | 1113% |
| Healthcare Highways [2210] | $2,714 | 1113% |
| Horizon Nj Health [3635] | $2,714 | 1113% |
| Lucent Health [6000] | $2,714 | 1113% |
| Medicaid / KanCare | $2,714 | 1113% |
| Midland Pace Mcaid [3715] | $2,714 | 1113% |
| Oncology Patient Assistance Programs [2295] | $2,714 | 1113% |
| Texas Childrens Health Plan [3995] | $2,714 | 1113% |
| Web Tpa [2115] | $2,714 - $4,871 | 1113% |
| American Healthcare [1055] | $3,480 | 1428% |
| Group Pension Admin [1450] | $3,480 | 1428% |
| Sana Benefits [5005] | $3,480 | 1428% |
| Texas Rehab [1965] | $3,967 | 1627% |
| Texas Rehabilitation [1970] | $3,967 | 1627% |
| Nreca [1735] | $4,266 | 1750% |
| Tml [1980] | $4,266 | 1750% |
| United Behavioral Health [3820] | $4,266 | 1750% |
| Maxor Insurance [1610] | $4,523 | 1855% |
| Administrative Concepts [1005] | $4,871 | 1998% |
| Alieracare [2935] | $4,871 | 1998% |
| Americas Choice Health Plans [1090] | $4,871 | 1998% |
| Assurant Health [1105] | $4,871 - $5,219 | 1998% |
| Beech Street [1170] | $4,871 | 1998% |
| Benefit Management [1175] | $4,871 | 1998% |
| Cbsa [1215] | $4,871 | 1998% |
| Celtic Life [1220] | $4,871 | 1998% |
| Cherokee Insurance [1245] | $4,871 | 1998% |
| Comcar Industries [1280] | $4,871 | 1998% |
| Equitable [1355] | $4,871 | 1998% |
| Federated Mutual [1365] | $4,871 | 1998% |
| Ge Group Administrators [1405] | $4,871 | 1998% |
| Guardian [1465] | $4,871 | 1998% |
| Insurers Administrative Corp [1550] | $4,871 | 1998% |
| Lewer Agency [1565] | $4,871 | 1998% |
| Medica [2910] | $4,871 | 1998% |
| Medishare Christian Care [1645] | $4,871 | 1998% |
| Mega Life And Health [1650] | $4,871 | 1998% |
| Northamerica Administrators [1725] | $4,871 | 1998% |
| Pan American Life Insurance Co [1770] | $4,871 | 1998% |
| Phcs [1780] | $4,871 | 1998% |
| Phoenix Home Life [1785] | $4,871 | 1998% |
| Principal Mutual Life [1845] | $4,871 | 1998% |
| Rh Administrators [1885] | $4,871 | 1998% |
| Trustmark [2030] | $4,871 | 1998% |
| Coresource [1315] | $5,052 | 2072% |
| Healthpartners [1500] | $5,052 | 2072% |
| National Association Of Letter Carriers [1695] | $5,052 | 2072% |
| American Veterinary [1085] | $5,219 | 2141% |
| Cba Administrators [1210] | $5,219 | 2141% |
| Coventry Healthcare [1320] | $5,219 | 2141% |
| Gilsbar [1425] | $5,219 | 2141% |
| Healthnet [1495] | $5,219 | 2141% |
| Meritain Health [1655] | $5,219 | 2141% |
| Reserve National [1880] | $5,219 | 2141% |
| Allied National Global Care [1035] | $5,915 | 2426% |
| Combined Insurance Of America [1275] | $5,915 | 2426% |
| Freedom Life Insurance [1400] | $5,915 | 2426% |
| Group Health [2165] | $5,915 | 2426% |
| Kaiser Permanente [1560] | $5,915 | 2426% |
| Multiplan [1680] | $5,915 | 2426% |
| Mutual Of Omaha [1685] | $5,915 | 2426% |
| New Era Life Insurance Company [1705] | $5,915 | 2426% |
| Pba [1775] | $5,915 | 2426% |
| Planned Administrators Inc [2360] | $5,915 | 2426% |
| Universal Fidelity [2085] | $5,915 | 2426% |