CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Baylor Scott & White Medical Center -Taylor

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $78
Cash Discount Price: $91
vs. Medicare Baseline: 5.72x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Baylor Scott & White Medical Center -Taylor is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $91. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 5.72x the Medicare baseline. Located in 305 Mallard, Taylor, TX.

Cash / Self-Pay

$91

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $91 (668%)

Insurance Median: $78 (572%)

Cash: $91 (668% of Medicare)

Ins. Median: $78 (572% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 572% of the Medicare baseline (a markup of 472%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$9	66%
Baylor Scott & White Health Plan	$30 - $65	220%
Triwest	$32	235%
American Health Plan	$33	242%
Blue Cross Blue Shield	$33 - $81	242%
Corvel	$33	242%
Healthspring	$33	242%
Prime Health Services	$33	242%
Procare Advantage	$33	242%
Superior Health Plan	$33	242%
Careworks Fka Rockport	$39	286%
Injury Management Organization	$39	286%
Sedgwick	$39	286%
Cigna	$78 - $91	572%
Aetna	$83	609%
Midcoast	$83	609%
Quiktrip	$83	609%
University Of Mary Hardin-Baylor	$88	646%
Independent Medical System	$91	668%
Curative	$98	719%
Humana	$98 - $106	719%
First Health	$106	778%
Healthsmart	$106 - $113	778%
Private Health Care System	$113	829%
Bluebell Creameries	$121	888%
Three Rivers	$121	888%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $91.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center -Taylor is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.