CMS Price Transparency Data

Blood test, hemoglobin

Facility: Baylor Scott & White Medical Center -Taylor

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $31
Cash Discount Price: $43
vs. Medicare Baseline: 13.08x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Baylor Scott & White Medical Center -Taylor is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 13.08x the Medicare baseline. Located in 305 Mallard, Taylor, TX.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $43 (1814%)

Insurance Median: $31 (1308%)

Cash: $43 (1814% of Medicare)

Ins. Median: $31 (1308% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1308% of the Medicare baseline (a markup of 1208%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$9	380%
Blue Cross Blue Shield	$11 - $16	464%
Baylor Scott & White Health Plan	$14 - $31	591%
Triwest	$15	633%
American Health Plan	$16	675%
Corvel	$16	675%
Healthspring	$16	675%
Prime Health Services	$16	675%
Procare Advantage	$16	675%
Superior Health Plan	$16	675%
Careworks Fka Rockport	$19	802%
Injury Management Organization	$19	802%
Sedgwick	$19	802%
Cigna	$37 - $44	1561%
Aetna	$40	1688%
Midcoast	$40	1688%
Quiktrip	$40	1688%
University Of Mary Hardin-Baylor	$42	1772%
Independent Medical System	$43	1814%
Curative	$47	1983%
Humana	$47 - $51	1983%
First Health	$51	2152%
Healthsmart	$51 - $54	2152%
Private Health Care System	$54	2278%
Bluebell Creameries	$58	2447%
Three Rivers	$58	2447%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center -Taylor is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.