CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Baylor Scott & White Medical Center -Taylor

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $124
Cash Discount Price: $140
vs. Medicare Baseline: 4.27x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Baylor Scott & White Medical Center -Taylor is $124. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $140. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 4.27x the Medicare baseline. Located in 305 Mallard, Taylor, TX.

Cash / Self-Pay

$140

Average discount available for prompt cash payment at this facility.

Insurance Median

$124

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $140 (482%)

Insurance Median: $124 (427%)

Cash: $140 (482% of Medicare)

Ins. Median: $124 (427% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 427% of the Medicare baseline (a markup of 327%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Baylor Scott & White Health Plan	$47 - $100	162%
Triwest	$49	169%
American Health Plan	$51	175%
Blue Cross Blue Shield	$51 - $108	175%
Corvel	$51	175%
Healthspring	$51	175%
Prime Health Services	$51	175%
Procare Advantage	$51	175%
Superior Health Plan	$51	175%
Careworks Fka Rockport	$61	210%
Injury Management Organization	$61	210%
Sedgwick	$61	210%
UnitedHealthcare	$88 - $129	303%
Aetna	$105	361%
Cigna	$120 - $185	413%
Midcoast	$128	440%
Quiktrip	$128	440%
University Of Mary Hardin-Baylor	$135	465%
Independent Medical System	$140	482%
Curative	$152	523%
Humana	$152 - $163	523%
First Health	$163	561%
Healthsmart	$163 - $175	561%
Private Health Care System	$175	602%
Bluebell Creameries	$187	643%
Three Rivers	$187	643%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $140.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center -Taylor is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.