CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Pampa Regional Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $489
Cash Discount Price: $870
vs. Medicare Baseline: 0.56x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Pampa Regional Medical Center is $489. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $870. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.56x the Medicare baseline. Located in 1 Medical Plaza, Pampa, TX.

Cash / Self-Pay

$870

Average discount available for prompt cash payment at this facility.

Insurance Median

$489

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $870 (99%)

Insurance Median: $489 (56%)

Cash: $870 (99% of Medicare)

Ins. Median: $489 (56% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$342	39%
Blue Cross Blue Shield	$349 - $1,508	40%
Texas Blue Bonnet Health Plan	$349 - $576	40%
Tricare	$349	40%
Molina	$367 - $576	42%
Provider Partners Health Plan	$367	42%
Imperial Insurance Companies	$370	42%
Employer Direct Healthcare	$489	56%
Corporate Remedies (Wc)	$524	60%
UnitedHealthcare	$524 - $1,061	60%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $870.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Pampa Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.