CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Texas Health Specialty Hospital Forth Worth

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $96
Cash Discount Price: $81
vs. Medicare Baseline: 24.30x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Texas Health Specialty Hospital Forth Worth is $96. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $81. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 24.30x the Medicare baseline. Located in 1301 Pennsylvania Avenue, Fort Worth, TX.

Cash / Self-Pay

$81

Average discount available for prompt cash payment at this facility.

Insurance Median

$96

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $81 (2051%)

Insurance Median: $96 (2430%)

Cash: $81 (2051% of Medicare)

Ins. Median: $96 (2430% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2430% of the Medicare baseline (a markup of 2330%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
City Of Fort Worth	$37 - $84	937%
Fort Worth Firefighters	$37 - $83	937%
Quick Trip	$70 - $158	1772%
Healthsmart	$82 - $186	2076%
Phcs	$82 - $186	2076%
Multiplan	$85 - $193	2152%
Galaxy	$86 - $195	2177%
Usa	$86 - $195	2177%
Cigna	$92 - $209	2329%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $81.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Texas Health Specialty Hospital Forth Worth is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.