CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Cook Childrens Medical Center Prosper

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $460
Cash Discount Price: $639
vs. Medicare Baseline: 2.54x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Cook Childrens Medical Center Prosper is $460. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $639. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.54x the Medicare baseline. Located in 4100 W University Drive, Prosper, TX.

Cash / Self-Pay

$639

Average discount available for prompt cash payment at this facility.

Insurance Median

$460

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $639 (352%)

Insurance Median: $460 (254%)

Cash: $639 (352% of Medicare)

Ins. Median: $460 (254% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 254% of the Medicare baseline (a markup of 154%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Plan W. Uhrip	$131	72%
Health Plan W/O Uhrip	$131 - $584	72%
Aetna	$187 - $920	103%
Superior Health	$234 - $360	129%
Wellpoint	$245 - $378	135%
Blue Cross Blue Shield	$252 - $974	139%
United Community	$260 - $475	143%
UnitedHealthcare	$309 - $920	170%
Beacon	$323 - $584	178%
El Paso Health First	$323 - $584	178%
Tx Children Health	$323 - $584	178%
Firstcare	$339 - $866	187%
S&W Health	$590 - $909	325%
Cigna	$597 - $920	329%
Healthscope	$597 - $920	329%
Imagine Health	$597 - $920	329%
Humana	$611 - $952	337%
Multiplan	$611 - $941	337%
First Health	$618 - $952	341%
Galaxy Health	$632 - $974	349%
Healthsmart	$632 - $974	349%
Usamco	$646 - $995	356%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $639.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cook Childrens Medical Center Prosper is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.