CMS Price Transparency Data

Group therapy session

Facility: Palms Behavioral Health

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $193
Cash Discount Price: $175
vs. Medicare Baseline: 1.86x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Palms Behavioral Health is $193. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $175. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 1.86x the Medicare baseline. Located in 613 Victoria Lane, Harlingen, TX.

Cash / Self-Pay

$175

Average discount available for prompt cash payment at this facility.

Insurance Median

$193

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $175 (169%)

Insurance Median: $193 (186%)

Cash: $175 (169% of Medicare)

Ins. Median: $193 (186% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$58 - $275	56%
Molina Healthcare-Mcare	$64 - $193	62%
Tricare	$64 - $193	62%
Aetna	$76 - $243	73%
Ambetter / Centene	$130	125%
Medicaid / KanCare	$130 - $210	125%
Southwest Keys/Pcu	$130	125%
Superior/Cenpatico Mcaid	$130	125%
Cigna	$150 - $247	145%
Humana	$150 - $193	145%
Molina Healthcare-Mcaid	$175	169%
Blue Cross Blue Shield	$190 - $275	183%
90 Degree Benefits	$200	193%
Beacon Health Options	$220	212%
Mhnet	$220	212%
Compass Connect	$250	241%
Curative- First Health	$330	318%
Driscoll Health Plan Mcaid	$585	564%
Optima Health	$658	634%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $175.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Palms Behavioral Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.