CMS Price Transparency Data

Bunion correction surgery

Facility: The Hospital at Westlake Medical Center

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $2,895
Cash Discount Price: $2,794
vs. Medicare Baseline: 0.87x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at The Hospital at Westlake Medical Center is $2,895. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,794. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.87x the Medicare baseline. Located in 5656 Bee Caves Road, Suite M-302, Austin, TX.

Cash / Self-Pay

$2,794

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,895

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $2,794 (84%)

Insurance Median: $2,895 (87%)

Cash: $2,794 (84% of Medicare)

Ins. Median: $2,895 (87% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$910 - $2,895	27%
Medicaid / KanCare	$1,088	33%
Superior_Mcd	$1,481	44%
Tx_Free_Market	$1,779	53%
Multiplan	$1,965	59%
Aetna	$2,115 - $2,895	63%
Ambetter / Centene	$2,895	87%
Edhp	$2,895	87%
Humana	$2,895 - $10,601	87%
Mcr_United	$2,895	87%
Medicare (plans)	$2,895	87%
Sendero	$2,895	87%
Tricare	$2,895	87%
Triwest	$2,895	87%
Wellcare	$2,895	87%
Cigna	$3,882	116%
90_Degree_Benefits	$4,343	130%
Scott_And_White	$8,154	244%
Beech_Street	$11,416	342%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,794.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The Hospital at Westlake Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.