CMS Price Transparency Data

X-ray, lower back

Facility: Baylor Scott & White the Heart Hospital Plano

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $403
Cash Discount Price: $440
vs. Medicare Baseline: 3.77x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Baylor Scott & White the Heart Hospital Plano is $403. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $440. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 3.77x the Medicare baseline. Located in 1100 Allied Drive, Plano, TX.

Cash / Self-Pay

$440

Average discount available for prompt cash payment at this facility.

Insurance Median

$403

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $440 (412%)

Insurance Median: $403 (377%)

Cash: $440 (412% of Medicare)

Ins. Median: $403 (377% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 377% of the Medicare baseline (a markup of 277%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Superior Health Plan	$51 - $106	48%
Baylor Scott & White Health Plan	$96 - $425	90%
Aetna	$101 - $403	95%
Humana	$101 - $513	95%
Triwest	$101	95%
Corvel	$105	98%
Prime Health Services	$105	98%
American Health Plan	$106	99%
Blue Cross Blue Shield	$106 - $448	99%
Healthspring	$106	99%
Procare Advantage	$106	99%
UnitedHealthcare	$116 - $507	109%
Ambetter / Centene	$208	195%
Cigna	$361 - $425	338%
Employers Health Network	$403	377%
Quiktrip	$403	377%
Imagine Health	$420	393%
University Of Mary Hardin-Baylor	$425	398%
Curative	$476	446%
First Health	$513	480%
Healthsmart	$513 - $550	480%
Private Health Care System	$550	515%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $440.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White the Heart Hospital Plano is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.