CMS Price Transparency Data

MRI, brain (no contrast)

Facility: St Luke's Sugar Land Hospital

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $1,023
Cash Discount Price: $1,648
vs. Medicare Baseline: 4.20x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at St Luke's Sugar Land Hospital is $1,023. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,648. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 4.20x the Medicare baseline. Located in 1317 Lake Pointe Parkway, Sugar Land, TX.

Cash / Self-Pay

$1,648

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,023

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,648 (676%)

Insurance Median: $1,023 (420%)

Cash: $1,648 (676% of Medicare)

Ins. Median: $1,023 (420% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 420% of the Medicare baseline (a markup of 320%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Renaissance	$174	71%
Wellpoint	$202 - $363	83%
UnitedHealthcare	$206 - $3,890	85%
United	$208 - $2,518	85%
Blue Cross Blue Shield	$212 - $1,014	87%
Kelsey	$228	94%
Chc	$235 - $2,589	96%
Cigna	$242 - $3,296	99%
Humana	$242 - $3,060	99%
Selectcare	$242	99%
Aetna	$247 - $3,201	101%
Amerivantage	$249	102%
Devoted	$259	106%
Scanhealth	$259	106%
Kindred	$266	109%
Kelseycare	$327 - $1,399	134%
Community Health Choice	$363	149%
Superior Health Plan	$363	149%
Tchp	$377 - $505	155%
Bright Health	$385	158%
Nx Health	$787	323%
Healthsmart	$1,100 - $3,296	451%
Tchpchip	$1,648 - $2,024	676%
Texastruechoice	$2,589	1062%
Coventry	$3,060	1255%
First Health	$3,060	1255%
Interlink	$3,296	1352%
Multiplan	$3,531	1448%
USA Health Network	$4,002	1642%
Mhealth Network	$4,708	1931%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,648.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's Sugar Land Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.