CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Methodist McKinney Hospital

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $4
Cash Discount Price: $105
vs. Medicare Baseline: 1.01x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Methodist McKinney Hospital is $4. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $105. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 1.01x the Medicare baseline. Located in 8000 W Eldorado Pkwy Bldg C Suite C, McKinney, TX.

Cash / Self-Pay

$105

Average discount available for prompt cash payment at this facility.

Insurance Median

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $105 (2658%)

Insurance Median: $4 (101%)

Cash: $105 (2658% of Medicare)

Ins. Median: $4 (101% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$3 - $4	76%
Aetna	$4 - $14	101%
American Health Advantage Of Texas [7099]	$4	101%
Cigna	$4	101%
Globalhealth [1003]	$4	101%
Humana	$4	101%
Medicare (plans)	$4	101%
Procare Advantage [7018]	$4	101%
Provider Partners Health Plan [7025]	$4	101%
Southwestern Health Resources Swhr [7015]	$4	101%
UnitedHealthcare	$4	101%
Ust Health Proof [1005]	$4	101%
Wellcare [7016]	$4	101%
Alternative Service Concepts [8005]	$5	127%
Oscar Insurance Company [2057]	$5	127%
Bright Healthcare [2222]	$6	152%
Molina [3017]	$6	152%
Wellpoint Marketplace Exchange [3071]	$6	152%
90 Degree Benefit [3057]	$7	177%
Allied National [2031]	$7	177%
Ambetter / Centene	$7	177%
Entrust/90 Degree [2058]	$7	177%
Friday Health Plan [2061]	$7	177%
Imperial Insurance Companies [3073]	$7	177%
Evry Health [1013]	$8	203%
Sana Benefits [3069]	$8	203%
Velocity [3070]	$8	203%
Web Tpa [3049]	$13 - $14	329%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $105.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Methodist McKinney Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.