CMS Price Transparency Data

Blood test, creatinine (kidney)

Facility: Seton Medical Center Harker Heights

Billing Code: 82565 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82565
Insurance Median: $12
Cash Discount Price: $3
vs. Medicare Baseline: 2.34x Medicare

The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at Seton Medical Center Harker Heights is $12. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 2.34x the Medicare baseline. Located in 850 W Central Texas Expressway, Harker Heights, TX.

Cash / Self-Pay

Average discount available for prompt cash payment at this facility.

Insurance Median

$12

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.12

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.12 (100%)

Cash / Self-Pay: $3 (59%)

Insurance Median: $12 (234%)

Cash: $3 (59% of Medicare)

Ins. Median: $12 (234% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 234% of the Medicare baseline (a markup of 134%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$6 - $18	117%
Healthscope Benefits [2290]	$6	117%
UnitedHealthcare	$6 - $12	117%
Healthcare Highways [2210]	$12	234%
Medicaid / KanCare	$12 - $34	234%
Oncology Patient Assistance Programs [2295]	$12	234%
Selecthealth [3740]	$12	234%
Web Tpa [2115]	$12 - $26	234%
Oscar Exchange [6080]	$14	273%
Humana	$21	410%
Blue Cross Blue Shield	$24	469%
First Care Commercial [1371]	$24	469%
Allied Benefit Systems Inc [1030]	$26	508%
Cigna	$28	547%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82565.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Seton Medical Center Harker Heights is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82565.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.