CMS Price Transparency Data

X-ray, hand

Facility: Baylor Scott and White Medical Center McKinney

Billing Code: 73130 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$92

about 1.0× the $89 Medicare rate · typically $82–$106

modeled estimate · not a bill or quote

What this hospital charges insurers

$96

About the fair price

about $4 over the fair price · 1.1× Medicare

Medicare pays $89 Fair price $92 This hospital $96 Cash price $294 Hospital's list price $490

How we calculate the fair BaseRate →

How this hospital compares to other TX hospitals

Highest price of the 9 TX hospitals we have prices for — worth calling around.

Cheapest $23 Priciest $96

Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a X-ray, hand is about $92 (about 1.0× the $89 Medicare rate). Baylor Scott and White Medical Center McKinney charges insurers about $96, or about $294 in cash — about the fair price. Located in Mc Kinney, TX.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$96 - $339	108%
Blue Cross Blue Shieldmajor	$87 - $319	98%
Aetnamajor	$83 - $270	93%
Cignamajor	$242 - $284	272%
Humanamajor	$83 - $343	93%
Ambetter (Centene)	$172	193%
Baylor Scott & White	$79 - $284	89%
Cigna HealthSpring	$87	98%
Health Net	$270	304%
+ 6 smaller / regional plans	$87 - $368

Government programs also on file: Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 294), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 73130.

Insurance Before you use insurance

Call your insurance company to confirm Baylor Scott and White Medical Center McKinney is in-network.
Ask your insurer whether prior approval is required for CPT code 73130.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Baylor Scott and White Medical Center McKinney

Compare: X-ray, hand at other TX hospitals

Insurance negotiated median for the same procedure, sorted lowest first.