CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Baylor Scott & White Medical Center - Marble Falls

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $20,033
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.43x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Baylor Scott & White Medical Center - Marble Falls is $20,033. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.43x the Medicare baseline. Located in 810 W Highway 71, Marble Falls, TX.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$20,033

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $20,033 (143%)

Ins. Median: $20,033 (143% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bluebell Creameries	$10,370	74%
Baylor Scott & White Health Plan	$15,244 - $28,883	109%
Humana	$16,046 - $34,953	114%
Superior Health Plan	$16,046	114%
Triwest	$16,046	114%
University Of Mary Hardin-Baylor	$16,225	116%
Corvel	$16,810	120%
Prime Health Services	$16,810	120%
American Health Plan	$16,848	120%
Blue Cross Blue Shield	$16,848 - $25,456	120%
Healthspring	$16,848	120%
Procare Advantage	$16,848	120%
UnitedHealthcare	$18,453 - $26,020	131%
Sedgwick	$19,929	142%
Cigna	$23,373 - $27,498	166%
Healthsmart	$34,290 - $36,028	244%
Aetna	$34,763	248%
Private Health Care System	$35,742	254%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Marble Falls is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.