CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Baylor Scott & White Medical Center - Buda

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $135
Cash Discount Price: $147
vs. Medicare Baseline: 4.87x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Baylor Scott & White Medical Center - Buda is $135. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $147. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 4.87x the Medicare baseline. Located in 5330 Overpass Road Suite 110, Buda, TX.

Cash / Self-Pay

$147

Average discount available for prompt cash payment at this facility.

Insurance Median

$135

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $147 (530%)

Insurance Median: $135 (487%)

Cash: $147 (530% of Medicare)

Ins. Median: $135 (487% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 487% of the Medicare baseline (a markup of 387%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Superior Health Plan	$44	159%
Blue Cross Blue Shield	$81 - $99	292%
Baylor Scott & White Health Plan	$89 - $105	321%
Aetna	$105	379%
UnitedHealthcare	$109 - $169	393%
Cigna	$116 - $185	418%
Midcoast	$135	487%
Quiktrip	$135	487%
University Of Mary Hardin-Baylor	$142	512%
Curative	$159	574%
Humana	$159 - $171	574%
First Health	$171	617%
Private Health Care System	$183	660%
Triwest	$183	660%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $147.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Buda is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.