CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Baylor Scott & White Medical Center- Austin

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $134
Cash Discount Price: $136
vs. Medicare Baseline: 3.82x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Baylor Scott & White Medical Center- Austin is $134. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $136. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 3.82x the Medicare baseline. Located in 5245 W Us 290, Austin, TX.

Cash / Self-Pay

$136

Average discount available for prompt cash payment at this facility.

Insurance Median

$134

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $136 (388%)

Insurance Median: $134 (382%)

Cash: $136 (388% of Medicare)

Ins. Median: $134 (382% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 382% of the Medicare baseline (a markup of 282%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Superior Health Plan	$66	188%
Baylor Scott & White Health Plan	$83 - $97	237%
Cigna	$108 - $200	308%
UnitedHealthcare	$109 - $157	311%
Blue Cross Blue Shield	$116 - $141	331%
Aetna	$125	356%
Midcoast	$125	356%
Quiktrip	$125	356%
University Of Mary Hardin-Baylor	$132	376%
Curative	$148	422%
Humana	$148 - $159	422%
First Health	$159	453%
Private Health Care System	$170	485%
Triwest	$170	485%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $136.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center- Austin is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.