CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: PAM Rehabilitation Hospital of Clear Lake

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $67
Cash Discount Price: $90
vs. Medicare Baseline: 1.91x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at PAM Rehabilitation Hospital of Clear Lake is $67. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $90. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.91x the Medicare baseline. Located in 110 East Medical Center Boulevard, Webster, TX.

Cash / Self-Pay

$90

Average discount available for prompt cash payment at this facility.

Insurance Median

$67

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $90 (257%)

Insurance Median: $67 (191%)

Cash: $90 (257% of Medicare)

Ins. Median: $67 (191% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$9 - $23	26%
Wellpoint (Amerigroup)	$23	66%
Curative	$26	74%
Community Health Choice	$35	100%
Christus Health Plan	$36	103%
Scan Health Plan	$36	103%
Caresource	$37	106%
Ninety Degree Benefits	$45	128%
Healthcare Highways	$49	140%
America'S Choice Provider Network	$63	180%
Provider Network Of America	$67	191%
Quik Trip	$67	191%
Usa Managed Care Organization	$67	191%
Velocity Provider Ppo Network	$67	191%
Cigna	$70 - $115	200%
Memorial Hermann Health Plan	$70	200%
Multiplan/Phcs	$72	205%
Prime Health Services	$76	217%
Medincrease	$81	231%
Select Care	$90	257%
Today'S Option	$90	257%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $90.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Rehabilitation Hospital of Clear Lake is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.