Covenant Medical Center
3615 19Th Street, Lubbock, TX 79410 · 136 Priced Procedures · 70% Patient Recommendation
Typical commercial prices here are +111% above the fair benchmark (2.11×) even after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 2.11× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Covenant Medical Center prices routine shoppable procedures at 2.7× Medicare (median 2.22× Fair BaseRate) while upper-quartile commercial rates jump +38% to 3.07× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.47× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 38% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (69/100 safety score) with 70% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (18.9% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (2.11× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 2.22× Fair BaseRate (2.7× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 3.07×) jump +38% above the median procedure ratio (Q50 2.22×)
- Consolidated metro market (HHI 3,009) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Covenant Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 136 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $33,588 | 1.1× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $26,312 | 1.4× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $25,283 | 1.3× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $24,258 | 1.4× |
| Total hip replacement CPT Code: 27130 | $10,537 | 0.8× |
| Total knee replacement CPT Code: 27447 | $10,536 | 0.8× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $10,463 | 1.3× |
| Rabies immune globulin HCPCS Code: 90375 | $9,113 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $7,095 | 1.2× |
| Inguinal hernia repair CPT Code: 49505 | $5,504 | 1.5× |
| Bunion correction surgery CPT Code: 28296 | $5,098 | 1.5× |
| Breast lump removal CPT Code: 19120 | $5,098 | 1.3× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $4,845 | 1.4× |
| C-section delivery (full package) CPT Code: 59510 | $4,521 | 1.5× |
| Cataract surgery with lens implant CPT Code: 66984 | $4,104 | 1.6× |
| Vaginal delivery (full package) CPT Code: 59400 | $4,086 | 1.5× |
| Behavioral health counseling (group) HCPCS Code: H0009 | $3,577 | unverified |
| Trauma team activation HCPCS Code: G0390 | $3,039 | 2.1× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $2,224 | 2.2× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $2,150 | 2.2× |
| Upper endoscopy with biopsy CPT Code: 43239 | $2,150 | 2.2× |
| Colonoscopy with biopsy CPT Code: 45380 | $2,150 | 1.7× |
| Behavioral health counseling (per session) HCPCS Code: H0008 | $1,934 | unverified |
| Behavioral health residential care HCPCS Code: H0011 | $1,937 | unverified |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,302 | unverified |
Audit a Bill or Quote at Covenant Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $15,244
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (18.9% of gross = $15,244).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Covenant Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($80,611) is $49,836 above the denoised Fair BaseRate ($30,775) and 3.4× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (18.9% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Covenant Medical Center. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-07-14·administrative_or_closure
Met Requirements
Recorded - 2023-04-27·administrative_or_closure
Closure Notice
Recorded - 2022-01-12·cap_corrective_action
CAP Request
Recorded - 2021-07-20·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (757 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Covenant Medical Center.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.