CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Holy Cross Hospital - Salt Lake

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $316
Cash Discount Price: $249
vs. Medicare Baseline: 1.74x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Holy Cross Hospital - Salt Lake is $316. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $249. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.74x the Medicare baseline. Located in 1050 East South Temple, Salt Lake City, UT.

Cash / Self-Pay

$249

Average discount available for prompt cash payment at this facility.

Insurance Median

$316

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $249 (137%)

Insurance Median: $316 (174%)

Cash: $249 (137% of Medicare)

Ins. Median: $316 (174% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Denver Health	$77	42%
Health Choice	$77	42%
Medicaid / KanCare	$77	42%
Rocky Mountain Health Plan	$77	42%
Uuhp	$77 - $337	42%
Humana	$88	49%
Medicare (plans)	$88	49%
Employer Direct Healthcare	$111	61%
Motivhealth	$117	65%
Blue Cross Blue Shield	$180 - $373	99%
Molina	$187 - $267	103%
Cigna	$222 - $497	122%
Pehp	$265 - $622	146%
Aetna	$275 - $525	152%
Centura Employee Plan	$311	172%
Wise	$323 - $329	178%
Deseret Mutual Benefit Administrators	$370 - $382	204%
Select Health	$411	227%
Multiplan	$429 - $566	237%
Emi Health	$622	343%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $249.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Holy Cross Hospital - Salt Lake is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.