CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Holy Cross Hospital - Salt Lake

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $300
Cash Discount Price: $236
vs. Medicare Baseline: 1.65x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Holy Cross Hospital - Salt Lake is $300. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $236. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.65x the Medicare baseline. Located in 1050 East South Temple, Salt Lake City, UT.

Cash / Self-Pay

$236

Average discount available for prompt cash payment at this facility.

Insurance Median

$300

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $236 (130%)

Insurance Median: $300 (165%)

Cash: $236 (130% of Medicare)

Ins. Median: $300 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Denver Health	$113	62%
Health Choice	$113	62%
Medicaid / KanCare	$113	62%
Rocky Mountain Health Plan	$113	62%
Uuhp	$113 - $319	62%
Humana	$131	72%
Medicare (plans)	$131	72%
Employer Direct Healthcare	$164	90%
Motivhealth	$173	95%
Blue Cross Blue Shield	$180 - $353	99%
Cigna	$211 - $471	116%
Pehp	$252 - $589	139%
Molina	$253 - $277	140%
Aetna	$260 - $498	143%
Centura Employee Plan	$295	163%
Wise	$306 - $312	169%
Deseret Mutual Benefit Administrators	$362 - $370	200%
Select Health	$390	215%
Multiplan	$407 - $536	224%
Emi Health	$589	325%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $236.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Holy Cross Hospital - Salt Lake is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.