CMS Price Transparency Data

Culture, blood

Facility: University of Utah Hospital and Clinics

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $20
Cash Discount Price: $47
vs. Medicare Baseline: 1.94x Medicare

The contracted insurance negotiated median rate for a Culture, blood at University of Utah Hospital and Clinics is $20. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $47. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 1.94x the Medicare baseline. Located in 50 North Medical Drive, Salt Lake City, UT.

Cash / Self-Pay

$47

Average discount available for prompt cash payment at this facility.

Insurance Median

$20

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $47 (455%)

Insurance Median: $20 (194%)

Cash: $47 (455% of Medicare)

Ins. Median: $20 (194% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Allegiance Benefit [112]	$9	87%
American Postal Workers [125]	$9	87%
Cigna	$9	87%
Great West [220]	$9	87%
Healthpartners [629]	$9	87%
Samba [398]	$9	87%
Blue Cross Blue Shield	$17 - $25	165%
Bridgespan [597]	$17	165%
Pehp [305]	$18	174%
Healthcare Management Administrators [585]	$25	242%
Aetna	$48	465%
Mailhandlers [269]	$48	465%
Meritain Health Plans [329]	$48	465%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $47.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Utah Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.