CMS Price Transparency Data

X-ray, hand

Facility: Holy Cross Hospital-Davis

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $665
Cash Discount Price: $482
vs. Medicare Baseline: 7.48x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Holy Cross Hospital-Davis is $665. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $482. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 7.48x the Medicare baseline. Located in 1600 West Antelope Drive, Layton, UT.

Cash / Self-Pay

$482

Average discount available for prompt cash payment at this facility.

Insurance Median

$665

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $482 (542%)

Insurance Median: $665 (748%)

Cash: $482 (542% of Medicare)

Ins. Median: $665 (748% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 748% of the Medicare baseline (a markup of 648%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Select Health	$10 - $711	11%
Medicaid / KanCare	$22	25%
Uuhp	$22 - $132	25%
Humana	$26	29%
Medicare (plans)	$26	29%
Employer Direct Healthcare	$32	36%
Motivhealth	$34	38%
Molina	$60 - $621	67%
Blue Cross Blue Shield	$87 - $868	98%
Centura Employee Plan	$91	102%
Cigna	$92 - $1,157	103%
Pehp	$412 - $839	463%
Aetna	$426 - $1,222	479%
Wise	$501 - $766	563%
Deseret Mutual Benefit Administrators	$592 - $888	666%
Multiplan	$665 - $1,316	748%
UnitedHealthcare	$699 - $1,446	786%
Emi Health	$839 - $1,258	944%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $482.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Holy Cross Hospital-Davis is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.