CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Mary Washington Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,435
Cash Discount Price: $1,387
vs. Medicare Baseline: 1.51x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Mary Washington Hospital is $1,435. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,387. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.51x the Medicare baseline. Located in 1001 Sam Perry Boulevard, Fredericksburg, VA.

Cash / Self-Pay

$1,387

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,435

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $1,387 (146%)

Insurance Median: $1,435 (151%)

Cash: $1,387 (146% of Medicare)

Ins. Median: $1,435 (151% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sentara	$499 - $1,379	53%
Medcost	$660	69%
Aetna	$675 - $5,866	71%
PHCS	$675	71%
Humana	$871 - $1,379	92%
Molina	$906 - $1,435	95%
Kaiser	$932 - $2,893	98%
Blue Cross Blue Shield	$1,379 - $2,061	145%
UnitedHealthcare	$1,379 - $4,775	145%
Cf	$2,012 - $2,315	212%
Cigna	$2,851 - $3,564	300%
Innovation	$3,484 - $3,832	367%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,387.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mary Washington Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.