CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Inova Fair Oaks Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $299
Cash Discount Price: $376
vs. Medicare Baseline: 1.65x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Inova Fair Oaks Hospital is $299. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $376. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.65x the Medicare baseline. Located in 3600 Joseph Siewick Drive, Fairfax, VA.

Cash / Self-Pay

$376

Average discount available for prompt cash payment at this facility.

Insurance Median

$299

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $376 (207%)

Insurance Median: $299 (165%)

Cash: $376 (207% of Medicare)

Ins. Median: $299 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$161 - $332	89%
Blue Cross Blue Shield	$161 - $435	89%
United	$161 - $516	89%
Sentara Health	$164 - $232	90%
Kaiser	$167 - $586	92%
Cigna	$167 - $485	92%
Humana	$177 - $219	98%
Innovation	$314 - $336	173%
Carefirst	$577 - $607	318%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $376.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Inova Fair Oaks Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.