CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Central Vermont Medical Center

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $1,454
Cash Discount Price: $1,904
vs. Medicare Baseline: 0.24x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Central Vermont Medical Center is $1,454. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,904. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.24x the Medicare baseline. Located in Box 547, Barre, VT.

Cash / Self-Pay

$1,904

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,454

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $1,904 (31%)

Insurance Median: $1,454 (24%)

Cash: $1,904 (31% of Medicare)

Ins. Median: $1,454 (24% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$594 - $5,550	10%
Aetna	$606 - $5,781	10%
Coventry	$606	10%
Martins Point	$606 - $5,781	10%
UnitedHealthcare	$606 - $5,781	10%
Veterans Affairs Community Care Network	$606 - $5,781	10%
Blue Cross Blue Shield	$619 - $8,120	10%
Mvp	$619 - $5,432	10%
Capital District Physicians' Health Plan	$1,001	16%
Wellpath	$1,047	17%
Cigna	$1,464	24%
Harvard Pilgrim	$1,524	25%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,904.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Central Vermont Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.