CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Central Vermont Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $929
Cash Discount Price: $3,303
vs. Medicare Baseline: 1.00x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Central Vermont Medical Center is $929. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,303. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 1.00x the Medicare baseline. Located in Box 547, Barre, VT.

Cash / Self-Pay

$3,303

Average discount available for prompt cash payment at this facility.

Insurance Median

$929

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $3,303 (356%)

Insurance Median: $929 (100%)

Cash: $3,303 (356% of Medicare)

Ins. Median: $929 (100% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$125 - $1,344	13%
Aetna	$128 - $929	14%
Coventry	$128 - $2,874	14%
Veterans Affairs Community Care Network	$128 - $929	14%
Blue Cross Blue Shield	$130 - $2,528	14%
Mvp	$130 - $3,052	14%
UnitedHealthcare	$234 - $3,283	25%
Martins Point	$351 - $2,114	38%
Wellpath	$498 - $1,817	54%
Capital District Physicians' Health Plan	$555 - $2,642	60%
Harvard Pilgrim	$725 - $2,642	78%
Cigna	$851 - $3,125	92%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,303.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Central Vermont Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.