CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: Univ. of Vermont - Fletcher Allen Health Care

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85610
Insurance Median: $14
Cash Discount Price: $40
vs. Medicare Baseline: 3.26x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at Univ. of Vermont - Fletcher Allen Health Care is $14. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $40. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 3.26x the Medicare baseline. Located in 111 Colchester Ave, Burlington, VT.

Cash / Self-Pay

$40

Average discount available for prompt cash payment at this facility.

Insurance Median

$14

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)

Cash / Self-Pay: $40 (932%)

Insurance Median: $14 (326%)

Cash: $40 (932% of Medicare)

Ins. Median: $14 (326% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 326% of the Medicare baseline (a markup of 226%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mvp	$3 - $38	70%
UnitedHealthcare	$3 - $40	70%
Aetna	$4	93%
Blue Cross Blue Shield	$4 - $38	93%
Capital District Physicians' Health Plan	$4 - $30	93%
Humana	$4 - $11	93%
Martins Point	$4	93%
St. Regis	$4	93%
Veterans Affairs Community Care Network	$4	93%
Fidelis Care	$5	117%
Wellpath	$6 - $22	140%
Ebpa	$15 - $34	350%
Harvard Pilgrim	$16 - $32	373%
Magnacare	$16 - $32	373%
Coventry	$17 - $34	396%
Cigna	$18 - $40	420%
Nppn	$18 - $36	420%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $40.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85610.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Univ. of Vermont - Fletcher Allen Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85610.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.