CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Univ. of Vermont - Fletcher Allen Health Care

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $43
Cash Discount Price: $109
vs. Medicare Baseline: 3.15x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Univ. of Vermont - Fletcher Allen Health Care is $43. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 3.15x the Medicare baseline. Located in 111 Colchester Ave, Burlington, VT.

Cash / Self-Pay

$109

Average discount available for prompt cash payment at this facility.

Insurance Median

$43

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $109 (800%)

Insurance Median: $43 (315%)

Cash: $109 (800% of Medicare)

Ins. Median: $43 (315% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 315% of the Medicare baseline (a markup of 215%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$8 - $109	59%
Mvp	$11 - $104	81%
Martins Point	$13 - $14	95%
Aetna	$14	103%
Blue Cross Blue Shield	$14 - $104	103%
Capital District Physicians' Health Plan	$14 - $82	103%
Humana	$14 - $31	103%
St. Regis	$14	103%
Veterans Affairs Community Care Network	$14	103%
Fidelis Care	$16 - $17	117%
Wellpath	$19 - $60	139%
Ebpa	$48 - $94	352%
Harvard Pilgrim	$50 - $87	367%
Magnacare	$50 - $87	367%
Coventry	$53 - $93	389%
Nppn	$56 - $98	411%
Cigna	$58 - $109	426%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $109.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Univ. of Vermont - Fletcher Allen Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.