CMS Price Transparency Data

Blood test, potassium

Facility: Univ. of Vermont - Fletcher Allen Health Care

Billing Code: 84132 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84132
Insurance Median: $15
Cash Discount Price: $35
vs. Medicare Baseline: 3.15x Medicare

The contracted insurance negotiated median rate for a Blood test, potassium at Univ. of Vermont - Fletcher Allen Health Care is $15. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $35. Compared to the federal Medicare reimbursement reference rate of $4.76, this hospital’s rate is 3.15x the Medicare baseline. Located in 111 Colchester Ave, Burlington, VT.

Cash / Self-Pay

$35

Average discount available for prompt cash payment at this facility.

Insurance Median

$15

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.76 (100%)

Cash / Self-Pay: $35 (735%)

Insurance Median: $15 (315%)

Cash: $35 (735% of Medicare)

Ins. Median: $15 (315% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 315% of the Medicare baseline (a markup of 215%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$3 - $35	63%
Mvp	$4 - $33	84%
Aetna	$5	105%
Blue Cross Blue Shield	$5 - $33	105%
Capital District Physicians' Health Plan	$5 - $26	105%
Fidelis Care	$5 - $6	105%
Humana	$5 - $10	105%
Martins Point	$5	105%
St. Regis	$5	105%
Veterans Affairs Community Care Network	$5	105%
Wellpath	$7 - $19	147%
Ebpa	$17 - $30	357%
Harvard Pilgrim	$18 - $28	378%
Magnacare	$18 - $28	378%
Coventry	$19 - $30	399%
Cigna	$20 - $35	420%
Nppn	$20 - $32	420%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $35.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84132.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Univ. of Vermont - Fletcher Allen Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84132.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.