CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Brattleboro Memorial Hospital

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $57
Cash Discount Price: $96
vs. Medicare Baseline: 1.96x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Brattleboro Memorial Hospital is $57. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 1.96x the Medicare baseline. Located in 17 Belmont Ave, Brattleboro, VT.

Cash / Self-Pay

$96

Average discount available for prompt cash payment at this facility.

Insurance Median

$57

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $96 (330%)

Insurance Median: $57 (196%)

Cash: $96 (330% of Medicare)

Ins. Median: $57 (196% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth-Caritas	$25	86%
New Hampshire Healthy Families	$25	86%
Wellsense	$25 - $31	86%
Blue Cross Blue Shield	$26 - $124	89%
Cigna	$29 - $131	100%
Harvard Pilgrim Health Care	$29 - $120	100%
Humana	$29	100%
Martin'S Point	$29	100%
Mvp Healthcare	$29 - $124	100%
UnitedHealthcare	$29 - $131	100%
New Hampshire Healthy Families (Wellcare)	$30	103%
Vermont Health Plan	$32 - $123	110%
Multiplan	$34 - $133	117%
Tufts Health Plan	$76 - $126	262%
Aetna	$133	458%
Coventry	$133	458%
Health New England	$133	458%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $96.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Brattleboro Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.