CMS Price Transparency Data

Total hip replacement

Facility: Southwestern Vermont Medical Center

Billing Code: 27130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27130
Insurance Median: $1,083
Cash Discount Price: $2,493
vs. Medicare Baseline: 0.08x Medicare

The contracted insurance negotiated median rate for a Total hip replacement at Southwestern Vermont Medical Center is $1,083. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,493. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.08x the Medicare baseline. Located in 100 Hospital Drive, Bennington, VT.

Cash / Self-Pay

$2,493

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,083

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $2,493 (19%)

Insurance Median: $1,083 (8%)

Cash: $2,493 (19% of Medicare)

Ins. Median: $1,083 (8% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$165 - $1,939	1%
Blue Cross Blue Shield	$165 - $3,722	1%
Cdphp	$165 - $2,523	1%
Cigna	$165 - $1,858	1%
Fidelis	$165 - $1,853	1%
Hne	$165 - $1,765	1%
Humana	$165 - $1,765	1%
Mvp	$165 - $1,864	1%
UnitedHealthcare	$165 - $2,471	1%
Wellcare	$165 - $1,765	1%
Health New England	$193 - $2,066	1%
Allegiance	$231 - $2,471	2%
Bmc	$1,067	8%
Tufts	$1,802	14%
Harvard Pilgrim	$1,898	14%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,493.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Southwestern Vermont Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.